Wednesday, June 10, 2009

Health insurers want you to keep smoking, Harvard doctors say!

Health and life insurance companies in the U.S. and abroad have nearly $4.5 billion invested in tobacco stocks, according to Harvard doctors.“It’s the combined taxidermist and veterinarian approach: either way you get your dog back,” says David Himmelstein, an internist at the Harvard Medical School and co-author of a letter published in this week’s issue of the New England Journal of Medicine.The largest tobacco investor on the list, the 160-year old Prudential company with branches in the U.S. and the U.K., has more than $1.5 billion invested in tobacco stocks. The runner-up was Toronto-based Sun Life Financial, which apparently holds over $1 billion in Philip Morris (Altria) and other tobacco stocks. In total, seven companies that sell life, health, disability, or long-term care insurance, have major holdings in tobacco stock.Why is it a big deal? “If you own a billion dollars [of tobacco stock], then you don’t want to see it go down,” says Himmelstein, “You are less likely to join anti-tobacco coalitions, endorse anti-tobacco legislation, basically, anything most health companies would want to participate in.”The letter is the third report that the doctors—who all support a national health care program—have published in the last 14 years.
We decided to check in with some of the insurance companies mentioned in the letter to learn more about their policies with respect to tobacco stock. Prudential was unable to respond by press time. Sun Life, however, flatly denied the charges.“Sun Life does not carry significant holdings in tobacco stocks,” says representative Steve Kee, “We do not disclose specific holdings and, for good measure, we conducted a review further to your inquiry and our exposure to ‘tobacco’ stocks is less than 0.005 percent [about $5 million] of the investment portfolio. Importantly, tobacco-related businesses can be part of a broader conglomerate involving other aspects such as food production.”Himmelstein rechecked his numbers in the Osiris database, and said, “I fear that if Sun Life has a dispute, it is with Osiris not with us.”In any event, the doctors’ persistence over the years seems to be working to some extent. They targeted MetLife and Cigna in their 1995 and 2000 letters to medical journals, but neither is listed in the latest reckoning, indicating that the insurers no longer hold enough to stock to be noted on filings for the U.S. Securities and Exchange Commission. In addition, a representative for Cigna says they currently have no direct holdings in tobacco stock unless it is part of an index fund.
But with $4.5 billion still invested in Big Tobacco, many insurers are reaping profits from a cancer-causing industry. As Himmelstein puts it, "Is this who we want running our health care system?"

Source:

http://www.scientificamerican.com/blog/60-second-science/post.cfm?id=health-insurers-want-you-to-keep-sm-2009-06-03

Wednesday, June 3, 2009

Cost n Convenience? Make home shifting a fun.....


Think one Mr. John working as a Financial Consultant in the state of Otah and gets transferred to Newyork to take higher responsibilities at a higher profile.
There are lots of things that he has to do at the professional level to approve him as the best man for the job at the New Place. He need to focus on certain important parameters related to his work to have a command on his new profile. Unfortunately He has got only 1 week's time to make a shift.
Now see there are a heel lot of things to be done to transfer himself professionally but also personally which includes his family,his possessions, his liabilities and much more. Given the fact the Mr. Joan incidentally is not so perfect in the art of shifting his home as like other individuals.
He has lots of pre-works to be dont which looks so small but its a pretty hectic thing when faced. Like Moving in Meter Readings, TV Licence Transfers Etc. Seems small but a big deal and consumes a lot of time.
Then one of his friend Smith suggested him to visit http://www.moveme.com/.
First Mr. John thought its a vague idea to explore such site as it would be further waste of time.
Anyways smith persisted and later Mrs. John's wife he finally opened the Google Chrome Window sipping a cup of tea during his normal course of googling.
The front of the website was so attractive that he kept staring it for 5 minutes initially. He thanked to Smith for giving him a clue from inside.
He just put rest other website windows on idle and just start exploring http://www.moveme.com/
Webservices not only provide the convenience but also the savings which was beyond his expectations and said a loud WOW which sounded across the dining room and it attracted the attention of Mrs. John which came nearby him and she could also not believe on her eyes that exclamatory remarks by Mr. Joan should not be taken as a Joke. Its just amazing, innovative,cost-effective and time-saving.
Its a smart move for a smart professional like Mr. John.
He clicked a link on the website:-
where one can get comparable quotes for gas and electricity. A big saving with convenience.
See This one:-
http://www.moveme.com/removals.htm

Exclusivity in everything man and van concept coined in

http://www.moveme.com/man-van

What more:-

where a whopping discount on packing was being offered without even being asked a courtesy gift from http://www.moveme.com/
For Home Insurance it is:-
Get the best deal.
There is something for everything.
Moreover it also acts as a mentor:-
Like visit this:-
You will feel urself a guru and much more confident while clinching a deal.
Try this:-
if you are a buyer or seller.
Over and above there is a seal of confidence. The website is partnered and accredited with many big-wigs.
like royal mall, virgin,BT etc.

Wanna move a company dig this out:-

So, from now on...if anytime anywhere you wish to move there is one online companion for you with you of you.
I would suggest to surf http://www.moveme.com/ at least once and take a smart decision like Mr. John has taken.
Happy Shifting..
The site serves people who are looking for renting or buying homes, moving to new homes and looking for finance to take care of their homes.it helps you with- * Plan your move * Get FREE Quotes * Connect home services
......Ankur


(Mr. John is a fictional character used)

Thursday, May 28, 2009

Rituals in Marriage!

Customs & Rituals
A Sindhi Hindu Wedding is not simply an exchange of vows and rings. It includes a number of religious rites before and during the nuptials, which are performed in the presence of family deities. These represent the importance of the bond between a husband and wife. A Hindu marriage or "Vivaha" is incomplete without the blessings of a spiritual or divine element.
Misri
Mehndi
Sangeet
Sagri
Nav Graha Puja
Ghari Puja
Swagatam
Hathialo
The Wedding
Kanyadaan
Datar


Misri (Ring Ceremony)
All prayers in Hindu ceremonies start by invoking the blessings of Lord Ganesha (Lord Ganesha unlike all the other Hindu deities has an elephant head as a result of the unfortunate conditions explaining Lord Ganesh's elephant head - his own father axed off his son's head and then replaced it with that of the first animal he saw - the Hindu devout shows his lack of preference between the Lords by making his preliminary prayers to Lords, Ganesha). Seven married ladies (portraying 7 forms of God for each day of the week) use red powder to make a Ganesh sign (clockwise swastika) on a pot of misri (crystalline sugar) asking him to bless the couple and ensure that the ceremony goes well.
The ladies also sew designs on a white piece of cloth to ward of any 'Nazar' (evil eyes cast) that may come upon the happy occasion. This cloth is worn by the couple on the wedding day. (Some couples leave the preparation of the white cloth until the Ghari puja.)
A puja is done by the couple and their parents welcoming God in different forms and asking for his blessings. They pray to Lord Ganesha, Varun Devta, Laxmi & Narayan, the Gods governing the 9 planets, and Om (i.e. Triumverate of Brahma, Vishnu and Shiva).
Garlands are exchanged by the couple in order to welcome each other into their lives. This part of the ceremony is known as the Varmala.
As gold lasts forever, rings made of gold are exchanged by the couple in order to represent a long married life. It is believed that the fourth finger of the hand has a vein leading directly to the heart. Hence the groom wears the ring on the fourth finger of his right hand and the bride wears hers on the fourth finger of her left hand in order to form a complete heart.
The groom's family places a basket of fruits, clothes, cosmetics or ornaments on the girl's lap (in her jholi) to represent their acceptance into her family and bestowing her with happiness and prosperity.
The groom's family gives a verbal promise of marriage and feeds misri (crystalline sugar) to the girl's family to confirm the engagement. The eating of sweet is considered auspicious by the Hindus and thus is eaten on all happy occasions.
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Mehndi (Henna - Painting of Hands & Feet)
This festive occasion, originally of Muslim origin, is usually held in the late afternoon. This is primarily a ladies tea party, however allowing the male relatives to be present. On the "mehndi", the future bride has her hands and feet intricately patterned with a paste, which is a recipe of henna, oil, lemon juice and some water tinted with tea. The application of mehndi or henna takes about four hours to complete. Ideally, the bride-to-be should not wash her hands until the paste has completely dried. Invitees at the party also design each other's hands with mehndi. Mehndi signifies the strength of love in a marriage. The darker the mehndi, the stronger the love.
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Sangeet Party (Musical Party)
Music is the soul of any wedding ceremony, regardless of faith or origin. Without music & festivity, the wedding lacks sparkle. On the Sangeet night, entertainment is provided with the help of professional singers who sing 'ladas' and popular hindi songs. Family and friends eat, drink and dance the night away.
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Sagri (Acquaintance)
The sisters and female relatives of the groom visit the bride-to-be in her home. They bring with them perfume, cosmetics and flowers that are strung together in the form of earrings, bangles, hairpieces and garlands. The sisters adorn their sister-in-law to be with the flowers, suggesting their affection for her. The purpose of this ceremony is to increase familiarity between the bride and her new family, creating an atmosphere that is fragrant and beautiful.
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Nav-Graha Puja (Worship to the Nine Planets)
This is the prayer to the nine planets of our Solar System. Ancient Indian studies indicate that various celestial bodies have tremendous influence on the destiny of every individual, and among them the effect of the nine planets is "supposed" to be the most profound. During this puja, the Gods associated with these planets are asked to bless the couple and their families.
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Ghari Puja
This is the final and most important religious custom that is performed on the eve of the wedding day. "Ghari Puja" is carried out in the respective homes of the couple. The priest performs the prayers with rice, coconut, wheat grains, oil, betel nuts, turmeric and a number of other spices. Married ladies grind wheat on a small old-fashioned grinder symbolising that the home will always be prosperous. The groom offers a handful of grains to the priest indicating that although he is changing his lifestyle, he will always give to charity and look after those less fortunate than himself.
The mothers of both the bride and groom dress up in their bridal finery. Carrying an earthen pot of water on their heads, they walk to the threshold of their homes. The sons-in-law of the respective families cut the water with a knife to ward off any evil spirits. The parents are adorned with garlands of flowers and money by their friends and relatives. The bride and groom wear old clothes that are torn off by their friends and family members amidst merriment, illustrating the end of their old life.
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Swagatam (Welcome)
After the bride dresses up in her wedding ensemble, her sisters or female relatives escort the groom to the bride's house. At the entrance, the groom places his right foot on the top of the bride's foot, signifying that he should be the dominating strength in their life together. After the groom enters the house, the bride's parents rinse his feet with milk and water. It is believed that due to all the prayers that have preceded this moment, the groom is an embodiment of Lord Vishnu on this wedding day.
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Hathialo (Joining of the Hands)
In this ceremony, the corner of the bride's sari is tied to a scarf, which is worn by the groom. The right hands of the couple are tied with a thread that has been blessed with religious incantations. The typing of the hands signifies an eternal bond that will join them forever. The couple then prays to the Gods to give them strength and bless their union.
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The Wedding Ceremony
The wedding ceremony is performed by the priest in the presence of family and friends. The bride and groom are seated in front of a holy fire and the priest recites various religious sayings from the Holy scriptures. According to the Hindu religion, fire is considered the sustainer of life. It is believed that the Gods and Goddesses sit around this auspicious fire. The priest directs various family members to give offerings into the holy fire. The couple walks around the fire four times exchanging vows of duty and love, fidelity, respect and a fruitful union. the groom then places the brides hand on his forehead, to denote that he accepts her as his wife for better of for worse, in health or in sickness and that it his destiny to marry her. The couples heads are held together implying that although they are separate individuals, from this day onwards, they are one in body, mind and spirit.
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Kanya Daan (Entrusting of the Daughter)
The bride's parents entrust their daughter in the safe keeping of the groom and his family.
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Datar (Salt Ceremony)
After friends and family have greeted the couple, they leave for the groom's house. At the entrance of their new home, the bride's feet are rinsed by the groom's parents. A cover is placed over her head as she sprinkles milk in all corners of the house. This signifies that she will maintain the respect of the family and that if there are any misunderstandings within the family, she is supposed to help solve or "cool" them. Surrounded by her new family, the bride picks up a handful of salt and places it in the hands of her husband. He passes it back into her hands without spilling any salt. This is done three times. Similarly, the "datar" is carried out with all members of the groom's family. Exchanging salt symbolises that just as salt blends in and gives taste to food, so must the bride blend in and become a part of her new family.
This article on Sindhi Marriage Rituals was researched by Sonney Lalwani। We also thank Chander Navani for his help.

सोर्स:http://www.sindhishaan.com/matrimonial/ritual.htm

Monday, May 25, 2009

इतिशील विधाएं सिखाती है,

इतिशील विधाएं सिखाती है,

दुर्गम ओटन से झाक-झाक कर,

निर्मल होठों से परिमल होती,

गतिशील हवाएं,मन की भाषाएँ।

......ankur

इत्तिशील निर्मल विधाएं।

पहला पत्ता अभिमान तान पर,

निर्भय है निर्माण शान पर।

आकृति कि निर्मल प्रतिमा,

उडे आज उत्कर्ष विमान पर।

प्रेम वियोगी परम सहयोगी,

शांत विमल है यह जोगी,

सहवास तपन कि आंधी से,

झुकते प्रति प्रचंड विरोधी।

सीमा को कन्धों से नापकर,

गरिमा को प्रेम में फात्कर।

इती हो रही प्रतिकृत कि,

में सुलझा ख़ुद को जानकर.

सजग दिशाएं व्यर्थ प्रथाये,

कोमल पाटों कि कोपल पर,

सहज ही निर्मित होती,

इत्तिशील निर्मल विधाएं।

....ankur

Monday, May 18, 2009

The dawn of Prabhakaran!

Prabhakaran is Dead! Now there would be no more violence in the country of Budda followers Sri Lanka. President of The country and probably the Gandhi parivar of India would have taken a big sigh of relief. The day Rajiv Gandhi was killed brutally by Prabhakaran's WOMEN India could not never forgive this devil hero of so called some Tamils. It had put a indelible mark on the sanity of Indian Politics. Our Politics can be so bad but it was without any blood war until then; touch wood. Then who has given the right to play to him with the person;holding the topmost post of India. Well he ought to be limited to his territory.
This so called Tiger has died a shameful death. Reportedly he didn't died while fighting as ChandraShekar but as a rat, as a poor dog. How afraid and weak he was from within who presided the LTTE for 30 years?
I do understand that any kind of humility on Tamils in Srilanka is wrong. No human being has got the right to suppress another human being based on the caste, religion,color or country.
But the way Prabhakaran has adopted can be accepted. It should be non violent. The people who protest through violent means are most coward as they are afraid and weal from within.They don't have the power of patience and truth. Any kind of violence for any cause is prohibited in Human Religion. It is the nature of wild animals of the jungle who resort to such activities for fulfilling their demands. Be it LeT or LTTE. They are coward and impotent as far as humanity is concerned.
Violence never provides any solution in the long term. Its only provides a temporary measure.
It shows the fading shine of the person involved in violence.
Prabhakaran was on among them. At last he proved to be not a Tiger but a rat who died of the Bullet while running away. The man who took suicide bombers lives for granted could not gather courage to take him himself to the door of hell.
I am not happy that Prabhakaran as a human being is dead but as a violent being(not a human being) it gives me great pleasure that no more violence will evolve in the future.
Its an lesson to the extremist violent groups that their end may not be well.
...ankur

Monday, May 11, 2009

गर्जित,अपनों का परिवेश!

रोटी सकलो परवानो की,
पर जानो यह कुछ विशेष!
नही भूलता भूतल पर,
गर्जित,अपनों का परिवेश!

...ankur

की है एकत्रित प्रदेश!

मतभेदों की मट्टी मैं,

उपजे कुछ संदेश!

झलक दिखाते और समझाते,

की है एकत्रित प्रदेश!

.ankur

पाकी यह संसार!

निर्बल आजा,
सजग व्यथा का,
पाकी यह संसार!
तुज्हे पूछता,
मुजहे भूलता,
यह कैसा आचार?

...ankur

पर कृषक की माटी ही,

निरवानों की बेला पर,
चढ़े खूब श्रृंगार,
पर कृषक की माटी ही,
क्यो करती प्रहार!

....ankur

और खाली कुरुषेत्र!

प्रेम प्रसंग,

और खाली कुरुषेत्र!

पीडाओं के वार,

नही चुकता अर्जुन का,

मतस्य प्रति वयवहार!

...ankur

प्रतिसादों का आचार।

आकर्षित है जल थल मैं,

तेरा मेरा व्यभिचार।

निर्विघ्न समां जाता है,

प्रतिसादों का आचार।

...ankur

गूंजे व्योम प्रतिकार!

निर्मित्त आकृति का सुविचार,

व्यभिचारी मेरा साकार,

आवेदनों के रथ पर,

गूंजे व्योम प्रतिकार!

...ankur

प्रतिपल तुम श्रीगणेश करो,

प्रतिपल तुम श्रीगणेश करो,

आदेश स्वाश मैं भरे चलो!

निर्विघ्न विचारों की धारा मैं,

प्रवेश करो, प्रवेश करो!

...ankur

झुरमुट की रानी!

अगन सायानी,
पर लगन पुरानी!
आवेश नया,
है झुरमुट की रानी!

.........ankur